AANA Insurance Services Policy Coverage Benefits: Much More Than Malpractice Protection

While malpractice insurance is a critical component of professional protection for CRNAs and nurse anesthesiologists, AANA Insurance Services policies include a range of additional coverages designed to support members in real-world practice situations.

These benefits extend beyond malpractice protection alone and address professional, administrative, and personal risks that may arise throughout a CRNA’s career.

Substitute Coverage

If you are temporarily unable to work due to illness, vacation, jury duty, or other reasons, substitute coverage allows another CRNA to work under your policy at no additional cost. Coverage limits vary by policy type, and substitute CRNAs must complete an application.

Administrative and Disciplinary Hearings

Coverage is provided for legal expenses related to administrative or disciplinary proceedings, including appearances before a board of nursing or other licensing authority, as well as associated investigation and discovery costs.

Deposition Representation

If you are required to provide testimony or documents in a matter where you are not a named party, deposition coverage pays for attorney fees associated with subpoenas arising from your professional services.

Military Leave of Absence

CRNAs called to active military service may place their policy on hold during deployment, with no premium charged for the duration of service.

Defendant Expense Coverage

This benefit reimburses expenses such as travel, lodging, meals, and lost wages when you are required to attend a trial or hearing as a defendant in a covered claim.

Information Privacy (HIPAA) Coverage

Coverage is available for costs associated with the investigation and defense of HIPAA-related proceedings involving the unintentional transmission or management of confidential health information.

Assault Coverage

This coverage pays for property damage and medical expenses resulting from an assault or battery that occurs while you are providing professional services.

Supplemental Coverage for Employed CRNAs

For CRNAs who rely on employer-provided malpractice insurance, a supplemental policy through AANA Insurance Services can provide these additional protections, which are rarely included in employer-sponsored coverage.  Recent claim data highlights the value of these benefits, with average legal expenses exceeding $3,500 for both deposition coverage and administrative/disciplinary hearing coverage.  Supplemental policies offer meaningful protection at an affordable cost.