Malpractice Insurance Coverage Options
For over 30 years, AANA Insurance Services has specialized in CRNA malpractice insurance; developing innovative insurance products to meet the ever-changing needs of our members. In fact, no other insurance agency offers a wider range of coverage options for nurse anesthesia professionals.
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For CRNAs who are covered by their employer’s or facility’s malpractice insurance in their primary job, but need their own policy for work they do outside of that primary job. There is a 500-hour and a 1,000-hour policy. The 500-hour policy provides coverage for approximately 10 hours a week on average and the 1,000-hour policy provides coverage for approximately 20 hours a week on average. Please note: These weekly averages are used only as examples. There is no weekly cap on hours worked. The hours can be spread out however you like over the annual policy. Additional coverage benefits
For CRNAs who work 1,000 hours (or less) per year and need to have their own policy. The 1,000-hour policy provides coverage for approximately 20 hours a week on average. This weekly average is used only as an example. There is no weekly cap on hours worked. The 1,000 hours can be spread out however you like over the annual policy period. Additional coverage benefits.
For many CRNAs, their malpractice insurance is provided by their employer or facility. This policy supplements the coverage provided by your employer so you and your interests are protected should you ever be involved in a claim. Additional coverage benefits.
Full-Time Equivalent (FTE) Policies
A full-time equivalent (FTE) policy is just like a full-time policy, but instead of covering only one CRNA, it can cover up to 10 CRNAs working up to 2,000 hours per year in total. Essentially, the number of CRNAs covered under the policy and the number of hours worked make up one full-time equivalent (FTE). Additional coverage benefits.