Malpractice Insurance Coverage for Students

Malpractice insurance may not be top of mind for student registered nurse anesthetists (SRNAs), but it plays an essential role in protecting both you and your future career. As you provide anesthesia care during clinical training, you assume professional risk. Malpractice insurance helps safeguard your financial well-being and professional standing.

Insurance requirements vary by academic program. Some schools provide coverage through their own carriers, while others require students to obtain individual policies. Discussing coverage expectations with your program is an important first step.

Regardless of how coverage is obtained, malpractice insurance must be in place before entering the clinical setting. AANA Insurance Services simplifies the process, helping students secure coverage efficiently and confidently.

Coverage Designed for SRNAs

Through AANA Insurance Services, SRNAs can obtain the same occurrence-based malpractice insurance coverage offered to CRNAs and nurse anesthesiologists—at a significantly reduced cost. For $275 per year, students gain dependable protection and peace of mind.

Occurrence-Based Protection

This policy is written on an occurrence basis, meaning it covers incidents that take place during the policy period, even if a claim is reported after the policy has ended. Tail coverage is never required, and coverage for prior clinical work remains in place.

Policy Features and Benefits

Student malpractice policies include no deductible and limits of $1 million per occurrence and $3 million aggregate (* note below), with unlimited defense costs. Legal defense is provided at no additional cost and includes deposition representation.

The policy also includes a pure consent-to-settle provision, ensuring your approval is required before any claim is resolved.

Additional Insureds and Expanded Coverage

At no additional cost, your school and faculty members are included as additional insureds in your policy.

An Expanded Professional Endorsement allows coverage for both registered nurse duties and SRNA clinical responsibilities.

Support You Can Rely On

When you choose AANA Insurance Services, you gain access to an experienced team dedicated to answering malpractice-related questions and supporting you throughout your training.

*Florida limits are $250,000/$750,000 unless otherwise required.

Learn more: MalpracticeInsurance.AANA.com/SRNA