Malpractice Insurance Coverage for Students

Malpractice insurance might be unpleasant for an SRNA to think about, but it’s essential for students and their careers. You will be rendering anesthesia care to patients and assuming the risk that goes along with that. Purchasing malpractice insurance protects you and your financial future. For students, the process can be overwhelming and slightly confusing. Some schools provide coverage through their carriers while others require students to secure their own policies.

To get started, it’s best to discuss your insurance options with your academic program. No matter which type of coverage you end up with, you must have malpractice insurance in place before stepping into your clinical setting. AANA Insurance Services makes the whole process easy and stress-free.

SRNAs can get the same malpractice insurance coverage as CRNAs/nurse anesthesiologists—at a fraction of the cost—using AANA Insurance Services. For $275 per year, students can experience the security, protection, and peace of mind that our CRNAs/nurse anesthesiologists enjoy.

Our malpractice insurance coverage is occurrence-based, which means it covers claims for incidents that happened during the policy period, even if the claim is reported outside of the policy period. You will never be required to purchase a tail for this policy, but your previous work remains covered.

An AANA student malpractice policy has no deductible and limits of $1 million/$3 million with unlimited defense costs. If you ever need defense, you can secure it at no additional cost and it will be paid out of the policy limits. This defense includes deposition representation and a pure consent-to-settle clause, which means your consent is required to settle any malpractice claim.

At no extra charge, your school and faculty members are included in your malpractice insurance policy. Both will be listed as additional insureds on all student policies.

Our policy also includes a specific Expanded Professionals Endorsement that allows you to work as a registered nurse as well as in an SRNA capacity.

You’ll always have our experienced team at your disposal when you purchase malpractice insurance through AANA Insurance Services. Our professionals stand ready to answer any and all of your malpractice-related questions.

For more about coverage for clinicals, visit Malpracticeinsurance.AANA.com/SRNA or email insuranceinfo@aana.com. We are happy to help you in any way we can.

*Florida limits are $250,000/$750,000 unless otherwise required.